The very thought of making a budget is about as enjoyable as deleting memory from your phone.

It’s no wonder so few of us ever follow through in creating one. But here’s the thing about the ever elusive budget: it’s not necessary.


Say what? Seriously. Stop making talking about making one.

“The problem with budgets is that often when people set them, they stop living and creating,” Simone Milasas, founder of Joy Of Business and author of ‘Getting Out Of Debt Joyfully told The Huffington Post Australia.


“Rather than creating more and creating the life they truly desire, they stop altogether,” Milasas said.

A self-made millionaire, Milasas was once paying off a credit card debt of $187,000. She believes the key to getting out of debt and on top of your finances comes down to self-awareness.

And a big part of self-awareness is about actually living, rather than swearing off everything fun and living life according to a stuffy spreadsheet.

“Awareness is far more important than a budget because you can change anything you’re willing to be aware of,” Milasas said.

She admits it’s not the traditional approach to finances.

“The typical approach is all about logic. Logic would say, create a budget. Logic would say, have a look at your expenses and cut back, get rid of everything that is not a necessity,” Milasas said.

Logic would also say, before you can do anything fun, you must get out of debt by taking on another job or working more hours.

“But what personally worked for me was not all about following logic,” Milasas said.

Milasas said too many people stop living their life because they are in debt, but what we should be doing instead is living more, creating more and asking what else is possible.



Read 4 things you can do for your finances in less than 5 minutes in Simone Milasas article in the Huffington Post here. 






Simone Milasas is a dynamic leader who travels the globe demonstrating how to do business from a place of joy. She has been at the forefront of cutting edge business creation and development for over two decades. She sees the joy of possibility and future and knows that there is the prospect of possibility in every choice. Simone has worked in many different industries around the world. She has owned companies, created them, managed them and changed them all with an enthusiasm to invite people to a different possibility. Her target is to empower people to see how business is a source for creation. Simone is the founder of Joy of Business as well as the Worldwide Coordinator for Access Consciousness® which is now in 170+ countries.

For more to to Simone’s new website

Featured in: