Fifteen years ago I was $187,000 in debt with little to show for it. Despite common beliefs people have about debt, I decided not to consider mine a problem. In only two years, I managed to change my entire financial situation.

Most people equate debt with suffering. They have the perspective that to change your situation you have to work harder while limiting your enjoyment more. However, being in debt doesn’t mean you have to do any of that.

Getting out of debt was actually fun for me. I knew that if I wanted my life to be different, I had to choose to be different too. Instead of listening to everyone else’s points of view about money and what I had to do to remedy my situation, I required a totally different perspective. Even though it didn’t make any rational sense, I decided debt was not going to stop me from enjoying my life.

Here are 3 tips to help you manage your debt without having to miss out:

1. Commit to your life

Have you ever stopped to acknowledge whether you are actually committed to your life? Commitment to your life doesn’t mean locking yourself into one particular path forever; it means never giving up, never giving in and never quitting.

Most of us are well trained in giving up what we would truly like in order to fit in with everyone else or whatever we’ve concluded we have to do. Committing to your life means being willing to be as different as you actually are, no matter what anyone else thinks, says, or does. When you commit to being different, you have different possibilities. No matter what your financial situation, you never have to miss out on anything.

2. Be willing to change your perspective on debt – and money too

What do you believe about debt? Does being in debt mean your choices are limited or that you have to miss out? What about money? Do you believe that you have to work hard for it? Your point of view creates your reality; your reality does not create your point of view. If you believe that you have to work hard for money, that’s exactly what will occur.

Read the full article on THRIVE GLOBAL.


Simone Milasas is a lady who knows how to be a woman, who sees the joy of possibility and future and knows that there is the prospect of possibility in every choice and every new way to see how business is a source for creation. Simone has worked in many different industries around the world. She has owned companies, created them, managed them, and changed them, all with an enthusiasm to invite people to a different possibility in the world. Find out more about Simone here.

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